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| Share/Savings Accounts | | | Effective 5-1-07
Contact the Credit Union for more information. | | |
| | | | Club Accounts | |
| | Christmas Club | 2.0 Div. Rate | 2.0 APY * | | $0 Minimum $1000 Maximum $1000.00 maximum | | | | | Share Accounts | |
| | Tier 1 | 1.5 Div. Rate | 1.52 APY * | | $25 Minimum $25000 Maximum Paid quarterly, $1.00 membership fee | | Tier 2 | 2.5 Div. Rate | 2.52 APY * | | $25000 Minimum $50000 Maximum | | Tier 3 | 3.5 Div. Rate | 3.55 APY * | | $50000 Minimum $10000000 Maximum | | | | | Share Draft Accounts | |
| | Basic Share Drafts | 0.0 Div. Rate | 0.0 APY * | | $0 Minimum $10000000 Maximum $100 to open account | | |
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| Loan Accounts | | | Effective 5-1-07
All loans subject to approval. Rates may vary due to credit rating, type of collateral, and term of loan. | | |
| | | | Unsecured Loans (Signature) | |
| | Personal Loan | 10.0% APR | 36 months | | $100 Minimum $5000 Maximum Maximum Rate depends on Credit Rating | | | | | Share-Secured Loans | |
| | Personal Loan | 5.25% APR | Up to 36 Months | | Amount Depends on Savings Balance | | | | | Vehicle Loans | |
| | Various | 6.00% APR | up to 72 months | | Rate varies with Credit Rating and Term | | |
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| Fees & Disclosures | | | | | Loan Account Fees | |
| | Auto Lien Fee | Varies | | | | | Miscellaneous Fees | |
| | Membership Fee | $1.00 | | Outgoing Wire | $10.00 | | NSF Fee | $15.00 | | Stop Payment Fee | $15.00 | | |
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